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Sas Fraud Management

SAS® Fraud Framework for Banking
Fraud is an explosive problem in the banking and financial services realm, and the rapid growth of fraudulent activity is a testament to how difficult fraud is to detect and prevent ?a fact that criminals take full advantage of, morphing and changing tactics constantly to avoid detection.

Backed by more than three decades of experience in banking and financial services, SAS can help you stop fraud in its tracks.

In the Spotlight



Crimes of financial passion
High-tech practices to beat enterprise fraudsters at their own game.




Chartis Research Report
Chartis Research positions SAS in top three on the Financial Crime Risk Management Software Vendors Competitive Landscape.






Components of the SAS® Fraud Framework for Banking
The SAS Fraud Framework for Banking provides a technology infrastructure for preventing, detecting and managing financial crimes across the various lines of business within today's banks. The framework includes components for:

Detection and Alert Generation
Systematic detect suspicious activity in these areas:

Anti-Money Laundering. SAS offers a proven methodology available via distinct solution offerings to fit the anti-money laundering needs of different financial institutions.
Credit and Debit Card Fraud. SAS offers the only solution on the market that scores 100 percent of all card transactions – purchase, payment and nonmonetary – in real time at the POS to better protect your customers and to reduce fraud losses.
First-Party Fraud. SAS offers a solution for detecting and preventing organized network fraud, with the unique ability to visualize customer data networks and actually see previously hidden connections and relationships.


Alert Management
SAS offers alert management capabilities that enable you to:

Assemble alerts from multiple monitoring systems, associate them with common accounts or customers and provide investigators with a more complete perspective on the risk of a particular account or individual.
Perform additional tasks, including:
Risk score calculation. Each alert generated is assigned a risk score based on the specific characteristics of the activity.
Alert prioritization. Risk scores enable investigators to prioritize higher-risk activities, which means greater efficiency, increased detection rates and reduced losses.
Work assignment. Organizations can appoint automated alert assignments to various investigators or analysts based on rules and requirements set by the user.


Social Network Analysis
With the SAS Social Network Analysis solution, you can:

Uncovers previously hidden linkages that might otherwise escape detection.
Detect and prevent fraud by going beyond individual and account views to analyze all related activities and relationships at a network dimension.
Read the SAS Social Network Analysis product brief for banking. (PDF)

Case Management
Case management capabilities from SAS let you:

Systematically facilitate investigations and capture and display all information pertinent to a case.
Store information regarding fraudulent activity, including interview notes and evidence needed for criminal or civil prosecution, restitution and collections.
Access information on your organization's overall fraud exposure, including losses due to fraud as well as fraud detected or prevented.
Facilitate assignment of cases to investigators.
Configure workflows for the management and resolution of cases.
How the SAS® Fraud Framework for Banking Is Different
No other fraud solution provides the same level of detection, automation, ease of use and ROI for organized fraud. The SAS Fraud Framework for Banking:

Provides enhanced fraud detection and greater insight into managing Suspicious Activity Reports (SARs).
Improves operational efficiency through decreased fraud losses.
Helps prevent subsequent losses by properly identifying and classifying fraud losses.
Can be applied to many types of bank fraud, including: internal, first-party, third-party, wire, checking, payments, cards, ATM, mortgage and teller.
Gives banks better and quicker insight into their fraud exposure and the steps they can take to reduce their risk through integrated, automated processes and controls.

翻译:
欺诈是在银行和金融服务领域的爆炸性的问题，以及欺诈活动的迅速增长是一个困难的欺诈行为，如何证明是发现和防止...事实上，犯罪分子充分利用，变形和不断变化的战术，以避免检测。
通过三年多的银行和金融服务数十年的经验为后盾，可以帮助您的SAS，使其不再欺诈。
SAS的欺诈框架银行为防止技术基础设施，发现和管理在今天的跨越银行各项业务的金融犯罪。 该框架包括部分组成：
检测和预警代
系统的检测在这些领域的可疑活动：
1、反洗钱 。SAS提供经过验证的方法，通过不同的解决方案产品，以适应现有的反反洗钱金融机构的不同需求。
2、信用卡和借记卡诈骗 。SAS提供的POS机市场上唯一的解决办法，实时的分数百分之百的信用卡交易-购买，支付和非货币-以更好地保护您的客户减少欺诈损失。
3、SAS提供用于检测和预防有组织的网络诈骗的解决方案，以独特的能力，可视化客户数据网络和实际看到以前隐藏的联系和关系。
警报管理
SAS提供警报管理功能，使您能够：
1、从多个组装警报监测系统 ，联想到共同账户或客户，并提供与调查有关的特定帐户或个人的风险更完整的角度来考虑。
执行其他任务包括：
2、风险评分计算。每个警报生成分配一个风险评分对活动的具体特点为基础。
3、警报优先。风险分数优先，使调查高风险的活动，这意味着更高的效率，提高检测率，减少损失。
4、 工作任务。组织可以自动警戒任务任命的各种调查或分析的基础上的规则和由用户设置的要求。
社会网络分析
随着社会网络分析的SAS解决方案，您可以：
1、以前隐藏破获联系 ，否则可能无法被发现。
2、检测和防止超越个人的意见，并要在一个网络分析方面的所有相关活动和关系的欺诈行为 。