收入替代率 发表评论(0) 编辑词条

收入替代率

收入折合率或收入替代率(income replacement ratio)：个体在退休后要保持与退休前同样的生活水平需要的收入（占退休前收入）比例。

例句：Notably, the sharp drop in consumption at retirement is also larger for households with lower rates of income replacement from social security and pension plans

明显的，退休时消费的急剧下降对于社会保障和养老金计划折合收入的比率较低的家庭同样较大。